These are the most common Auto options
1.Liability insurance – Is mandatory inmost states. If you are found at fault for an accident, this will cover the repair or replacement of property you damage and medical expenses you cause to others.
2.Collision coverage – pay for damage to your vehicle after a collision. It also pays if your car is totaled – Highly Recommended if you have a newer or very expensive vehicle.
3.Comprehensive coverage – Will protect you against non-collision damage to your vehicle, such as damage from hail, theft, or unexpected damage.
4.Uninsured/Underinsured motorist coverage – If you are involved in an accident with uninsured or underinsured motorist. Helps to prevent you from paying all your expenses out of pocket.